Askyourmother 24 09 20 Crystal Clark Get A Degr | 2026 |

You didn’t provide your age, field of interest, or financial situation, but let me give you the advice I’d give my own daughter — and then some.

You’re 24. You have time. But don’t waste another year guessing. Pick a direction — degree, trade, or bootcamp — and move. askyourmother 24 09 20 crystal clark get a degr

If you’re writing to me today, you’re likely 24, unsure, and feeling pressure from parents, peers, or your own ambition. Here’s my motherly advice: If not, start with a cheaper, shorter credential. Work for one year in a field you’re curious about. Then, if you hit a glass ceiling, return for that degree — older, wiser, and with a company that might even pay for it. You didn’t provide your age, field of interest,

Dear Crystal,

You wrote to AskYourMother on September 20, 2024, with a short but heavy question: But don’t waste another year guessing

| Pathway | Total Cost | Time | Avg starting salary (US, 2024) | 10-yr earnings potential | |--------|-----------|------|------------------------------|--------------------------| | No degree (retail/admin) | $0 | 0 yrs | $32,000 | ~$380k | | Associate degree (community college) | $8k–$15k | 2 yrs | $45,000 | ~$580k | | Bachelor’s degree (public university, in-state) | $40k–$80k | 4 yrs | $60,000 | ~$800k | | Bachelor’s + 2 yrs experience (instead of degree) | $0 (but 2 yrs low wage) | 2 yrs work | $40k (starting) | ~$700k |

First, let’s address the elephant in the room. In 2024, the value of a traditional college degree is more contested than ever. Student debt in the United States alone tops $1.7 trillion. At the same time, the “degree inflation” barrier is real: many middle-skill jobs that once required a high school diploma now ask for a bachelor’s. Meanwhile, tech CEOs and trade advocates argue that apprenticeships, certificates, and self-directed learning can yield better ROI.